St. Louis County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in St. Louis County, Missouri? DLRadar grades every St. Louis County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 St. Louis County breakdown.
- St. Louis County's most distressed ZIP is 63005 at 32/100.
- 47 ZIP codes tracked in St. Louis County, averaging 32/100 distress.
- St. Louis County reads peak — home values up 3.9% year over year.
- Vacancy runs 7.5% across St. Louis County's tracked ZIPs, with a 11% poverty rate.
- The typical St. Louis County home is worth about $313,909 against a ~$91,250 median income.
- Lending headwind in St. Louis County sits at 54/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 63005 | 32/100 |
| 2 | 63011 | 32/100 |
| 3 | 63017 | 32/100 |
| 4 | 63021 | 32/100 |
| 5 | 63025 | 32/100 |
| 6 | 63026 | 32/100 |
| 7 | 63031 | 32/100 |
| 8 | 63033 | 32/100 |
| 9 | 63034 | 32/100 |
| 10 | 63038 | 32/100 |
| 11 | 63040 | 32/100 |
| 12 | 63042 | 32/100 |
Most distressed ZIP codes in St. Louis County (composite distress 0-100, 2026)
What is driving St. Louis County distress
St. Louis County's placement in the national index rests on public filings — a 32/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
St. Louis County market phase and pricing
St. Louis County currently sits in peak after a 3.9% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in St. Louis County
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Questions about this county
Which St. Louis County ZIP scores worst for distress?
ZIP 63005 leads St. Louis County at 32/100, recomputed monthly from public records.
What market phase is St. Louis County in?
Phase for St. Louis County: peak, tracking a 3.9% gain year over year, read off the FHFA index.
Which datasets feed the St. Louis County scores?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 47 ZIP codes in St. Louis County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between St. Louis County ZIP codes?
A single county score papers over real variation. Across the St. Louis County ZIPs DLRadar ranks, scores run from 32/100 in 63005 down to 32/100 in 63042, against a St. Louis County average of 32/100. Those 0 points separate the ZIPs worth working in St. Louis County from the rest.
What do St. Louis County home values and vacancy say about distressed supply?
The typical St. Louis County home carries about $313,909 of value against a median household income near $91,250. Vacancy across St. Louis County's tracked ZIPs runs 7.5% and the poverty rate is 11%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside St. Louis County's foreclosure and tax-lien record and its 54/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.