St. Louis County, MO: Foreclosures, Tax Liens & Distressed Properties

St. Louis County, MO, Missouri: 47 ZIP codes scored, St. Louis County, MO averaging 33/100 (moderate, St. Louis, MO), from 26 to 33. St. Louis County, MO is in its peak phase (St. Louis, MO confidence 26/100): St. Louis, MO home prices up 3.9% (St. Louis, MO) over twelve months. St. Louis County, MO lender headwind: 54/100.

Highest-scoring St. Louis County, MO ZIPs: 63005 (33/100), 63011 (33/100), 63017 (33/100), 63021 (33/100), 63031 (33/100), 63033 (33/100). Also scored in St. Louis County, MO: 63034, 63038, 63040, 63042, 63043, 63044, 63045, 63074, 63088, 63105.

Across St. Louis County, MO's scored ZIPs: median home value $313,909, household income $91,250, 7.5% vacancy, 11.0% poverty, 67% owner-occupied, median age 39.7.

St. Louis County, MO insurance distress 73/100 (#547 in the US); FEMA hazard 59/100 for St. Louis, MO; 6 federal disaster declarations in St. Louis County, MO since 2023; 177 St. Louis, MO NFIP flood claims, $7.7M paid; St. Louis, MO construction distress 53/100.

55 banks with 303 branches lend in St. Louis County, MO; St. Louis, MO weighted bank stress 63/100, highest 92/100 in St. Louis, MO.

St. Louis County, MO unemployment 4.2% (St. Louis, MO -0.2 pts, six months); 994 new housing units permitted in St. Louis County, MO over twelve months, St. Louis, MO down 3% from 1,028; St. Louis, MO home prices +8.4% a year (St. Louis, MO) over three years.

446,192 housing units in St. Louis County, MO; 128,387 St. Louis, MO renter households; 45% of St. Louis, MO renters spend 30%+ of income on rent, 23% (St. Louis, MO) half or more.

St. Louis County, MO ranks #1,214 nationally on the opportunity index (St. Louis, MO, among all ranked counties); St. Louis, MO scores 30.4/100 and St. Louis, MO sits #41 inside Missouri. St. Louis, MO is in the watchlist opportunity phase; St. Louis, MO's primary driver is bank institutional, St. Louis, MO second driver construction; St. Louis, MO moved up 589 places. 145 short-sale listings across St. Louis, MO; 88 days on market observed in St. Louis, MO; 6.7% vacancy over 47 St. Louis, MO ZIPs.

0.9% of St. Louis County, MO mortgages were ninety-plus days late in December 2025; St. Louis, MO's thirty-to-eighty-nine-day share was 2.0% (CFPB county sample). St. Louis, MO's ninety-day rate is up 0.1 points on twelve months earlier; the St. Louis, MO peak since 2008 was 3.8% in January 2010; Missouri overall reads 0.9%.

St. Louis County, MO has 34 watched banks; 34 St. Louis, MO banks sit in an elevated band. St. Louis, MO footprints: Commerce Bank (22 branches, stress 62) in St. Louis, MO; First Bank (17 branches, stress 83) in St. Louis, MO; Great Southern Bank (11 branches, stress 62) in St. Louis, MO.

32,343 of the 446,192 housing units in St. Louis, MO sit vacant. St. Louis County, MO permitted 417 multifamily units in twelve months; St. Louis, MO's one-to-four unit structures added 577 units in St. Louis County, MO.