ZIP 63128 Foreclosure, Tax-Lien & Distress Report
St. Louis County, Missouri · Distress market
On DLRadar's 0-100 public-record scale, ZIP 63128 in St. Louis County, Missouri comes in at 32, a moderate composite-distress reading. Latent structural risk is 72/100 while live distress already moving reads 6/100. Its heaviest discrete signals: structural risk (72/100), construction/permit lag (53/100), institutional ownership (49/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (97/100).
The market reads peak — home values rose 3.9% year on year, and 16% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Home values center near $338,700, an affordability ratio of 3.7× — accessible. Vacancy runs 4.3%. 30,106 residents call 63128 home, typically aged 48. 77% of housing is owner-occupied. Rent burden reaches 45% of tenant households. Around 47% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 27/100. The ZIP holds roughly 13,641 housing units. The poverty rate is 5.2% — low. Median household income is $87,266, near the U.S. median near $78,000.
Net-net, 63128 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 63128 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 63128's 32/100 can be lined up against any neighbor in St. Louis County, Missouri or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 63128 shows blanks, not estimates, wherever the record is sparse.
The 32/100 figure for 63128 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 63128 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 63128’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 63128 by the numbers
Current distress, phase, housing and lender-pressure figures for 63128, drawn from the same report attached to each property.
Adjacent St. Louis County ZIP reports
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Rules-based scoring — each signal ties to a public dataset · methodology