ZIP 63128 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 63128 (St. Louis County, Missouri) lands at 35/100 — moderate on DLRadar's public-record scoring. Structural risk reads 79/100 against active distress of 6/100. The sharpest non-environmental signals are structural risk (79/100), construction/permit lag (69/100), institutional ownership (56/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 16% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $338,700, an affordability ratio of 3.7× — accessible. Vacancy runs 4.3%. 30,106 residents call 63128 home, typically aged 48. Owners hold 77% of homes, renters 23%. Rent burden reaches 45% of tenant households. Educational attainment sits at 47% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 27/100. There are about 13,641 housing units across 63128. 5.2% of residents fall below the poverty threshold. Median household income is $87,266, near the U.S. median near $78,000.

Overall, 63128 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.