ZIP 63122 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 63122 (St. Louis County, Missouri) returns a moderate composite of 32/100. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (97/100)). The pressure is most legible in structural risk (72/100), construction/permit lag (53/100), institutional ownership (49/100). By contrast, mortgage stress (21/100) register low. The split runs 72/100 structural to 6/100 active on the ground.

The market reads peak — home values rose 3.9% year on year, and 15% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 5.4%. Around 70% of adults hold a bachelor's degree or higher. Home values center near $474,300, an affordability ratio of 3.4× — accessible. The ZIP holds roughly 17,827 housing units. 82% of housing is owner-occupied. On demographic stress specifically, 63122 scores 23/100. About 41,724 people live here, median age 43. Rent burden reaches 39% of tenant households. Households earn a median $132,783 — above the roughly $78,000 national figure. Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas.

Overall, 63122 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 63122 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 63122 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 63122 shows blanks, not estimates, wherever the record is sparse.

The 32/100 figure for 63122 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 63122 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.