ZIP 63130 Foreclosure, Tax-Lien & Distress Report
St. Louis County, Missouri · Distress market
DLRadar grades ZIP 63130 (St. Louis County, Missouri) at a moderate 32/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (97/100)). Structural risk reads 72/100 against active distress of 6/100. The most distinctive pressure shows up in structural risk (72/100), construction/permit lag (53/100), institutional ownership (49/100). mortgage stress (21/100) stay muted.
The market reads peak — home values rose 3.9% year on year, and 15% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
12.3% of residents fall below the poverty threshold. The ZIP holds roughly 14,207 housing units. Median household income is $81,103, near the U.S. median near $78,000. Rent burden reaches 33% of tenant households. Around 64% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 26/100. About 29,074 people live here, median age 37. Vacancy runs 8.7%. Owners hold 62% of homes, renters 38%. Home values center near $316,100, an affordability ratio of 3.5× — accessible.
Net-net, 63130 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 63130 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 63130 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 63130 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 63130's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 63130 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 63130
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 63130 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 63130, drawn from the same report attached to each property.
Adjacent St. Louis County ZIP reports
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Deterministic scoring, sourced entirely from public data · methodology