ZIP 63138 Foreclosure, Tax-Lien & Distress Report
St. Louis County, Missouri · High Vacancy market
St. Louis County, Missouri's ZIP 63138 registers 32/100 composite distress, which DLRadar reads as moderate. The pressure is most legible in structural risk (72/100), construction/permit lag (53/100), institutional ownership (49/100). By contrast, mortgage stress (21/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (97/100). The latent-versus-live split is 72/100 structural and 6/100 already moving.
Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 11% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
At $51,714, median income runs below typical U.S. levels. The poverty rate is 16.9% — high, a tax-stress and distress correlate. Population is roughly 18,736 with a median age of 35. Around 15% of adults hold a bachelor's degree or higher. Rent burden reaches 53% of tenant households. On demographic stress specifically, 63138 scores 34/100. The ZIP holds roughly 9,082 housing units. The vacancy rate is 17.8% — elevated. The typical home is worth about $139,100 (2.4× income, relatively affordable). 50% of housing is owner-occupied.
On the whole, 63138 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 63138 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 63138 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 63138, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 32/100 for 63138 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 63138 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 63138’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 63138 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 63138, drawn from the same report attached to each property.
St. Louis County ZIPs near 63138
More distress data near 63138
Additional distress intelligence spanning St. Louis County, Missouri by ZIP, county and state.
The complete 63138 distress and acquisition report
Every distressed parcel in 63138 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology