ZIP 63138 Property Distress & Foreclosure Data

St. Louis County, Missouri's ZIP 63138 registers 35/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (79/100), construction/permit lag (69/100), institutional ownership (56/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (64/100). On the structural side it scores 79/100, with 6/100 of stress already active.

The market reads peak — home values rose 4.0% year on year, and 11% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Households earn a median $51,714 — below the roughly $78,000 national figure. Roughly 16.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 18,736 people live here, median age 35. About 15% have a four-year degree. Around 53% of renters are cost-burdened. On demographic stress specifically, 63138 scores 34/100. The ZIP holds roughly 9,082 housing units. The vacancy rate is 17.8% — elevated. A median home runs $139,100 here, or 2.4 times local income. The tenure split is 50% owner-occupied to 50% rented.

Net-net, 63138 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.