ZIP 62087 Property Distress & Foreclosure Data

In Madison County, Illinois, ZIP 62087 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (44/100), institutional ownership (16/100), construction/permit lag (8/100). construction/permit lag (8/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (69/100). The latent-versus-live split is 44/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 4.0% over the trailing year (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $56,364, below the U.S. median near $78,000. Home values center near $88,700, an affordability ratio of 1.6× — accessible. 20.6% of residents fall below the poverty threshold. Educational attainment sits at 6% bachelor's-or-above. The ZIP holds roughly 924 housing units. Owners hold 70% of homes, renters 30%. The vacancy rate is 11.5% — elevated. DLRadar's demographic-stress index for the area reads 30/100. Around 49% of renters are cost-burdened. 2,180 residents call 62087 home, typically aged 34.

Taken together, 62087 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.