ZIP 62090 Property Distress & Foreclosure Data

ZIP code 62090 in Madison County, Illinois carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (44/100), institutional ownership (16/100), construction/permit lag (8/100). construction/permit lag (8/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (69/100). The latent-versus-live split is 44/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 4.0% over the trailing year (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 540 housing units. 31.2% of residents fall below the poverty threshold. Median household income is $38,269, below the U.S. median near $78,000. Educational attainment sits at 10% bachelor's-or-above. Around 40% of renters are cost-burdened. Home values center near $37,400, an affordability ratio of 1.3× — accessible. DLRadar's demographic-stress index for the area reads 33/100. 1,015 residents call 62090 home, typically aged 45. Owners hold 40% of homes, renters 60%. The vacancy rate is 18.9% — elevated.

Taken together, 62090 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.