ZIP 62090 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 62090 (Madison County, Illinois) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (44/100), institutional ownership (16/100), construction/permit lag (10/100). construction/permit lag (10/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (68/100)). Structural risk reads 44/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 3.9% over the trailing year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 540 housing units across 62090. The poverty rate is 31.2% — high, a tax-stress and distress correlate. Households earn a median $38,269 — below the roughly $78,000 national figure. Around 10% of adults hold a bachelor's degree or higher. Around 40% of renters are cost-burdened. The typical home is worth about $37,400 (1.3× income, relatively affordable). DLRadar's demographic-stress index for the area reads 33/100. 1,015 residents call 62090 home, typically aged 45. The tenure split is 40% owner-occupied to 60% rented. The vacancy rate is 18.9% — elevated.

On the whole, 62090 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 62090 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 62090 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62090 can be compared directly against any other ZIP in Madison County, Illinois or nationwide. 62090 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 62090's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 62090 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.