ZIP 62010 Foreclosure, Tax-Lien & Distress Report

Madison County, Illinois · Affordable market

DLRadar grades ZIP 62010 (Madison County, Illinois) at a low 20/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (69/100). The latent-versus-live split is 44/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (44/100), institutional ownership (16/100), construction/permit lag (8/100). By contrast, construction/permit lag (8/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 4.0% year on year, and 22% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Households earn a median $72,717 — near the roughly $78,000 national figure. Roughly 10.7% live below the poverty line. A median home runs $183,400 here, or 2.3 times local income. The vacancy rate is 8.7%. Around 40% of renters are cost-burdened. The ZIP holds roughly 5,059 housing units. On demographic stress specifically, 62010 scores 25/100. About 11,154 people live here, median age 41. About 30% have a four-year degree. The tenure split is 80% owner-occupied to 20% rented.

Net-net, 62010 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

20/100
Composite stress
44/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 62010

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk94
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 62010 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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