ZIP 62010 Foreclosure, Tax-Lien & Distress Report

ZIP 62010's composite property-distress score is 20/100 - DLRadar classes that as low for Madison County, Illinois. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (68/100). Latent structural risk is 44/100 while live distress already moving reads 2/100. Its heaviest discrete signals: structural risk (44/100), institutional ownership (16/100), construction/permit lag (10/100). By contrast, construction/permit lag (10/100) and mortgage stress (7/100) register low.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 22% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $72,717, median income runs near typical U.S. levels. The poverty rate is 10.7%. A median home runs $183,400 here, or 2.3 times local income. Vacancy runs 8.7%. Around 40% of renters are cost-burdened. There are about 5,059 housing units across 62010. On demographic stress specifically, 62010 scores 25/100. About 11,154 people live here, median age 41. About 30% have a four-year degree. Owners hold 80% of homes, renters 20%.

Net-net, 62010 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 62010 at the moment; the composite and its components are still built from verifiable public records.

The 62010 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 62010 stays directly comparable to neighboring ZIPs and the rest of Madison County, Illinois. The score is rebuilt from public data as it updates, so 62010 reflects the current record instead of a stale or modeled snapshot.

Behind 62010's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 62010 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.