ZIP 62025 Foreclosure, Tax-Lien & Distress Report

In Madison County, Illinois, ZIP 62025 scores 20 of 100 for composite distress, a low level on DLRadar's distress index. Property-level stress concentrates in structural risk (43/100), institutional ownership (15/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and construction/permit lag (7/100). It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (66/100). Structural exposure scores 43 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 3.9% year on year, and 24% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 14,314 housing units. Vacancy runs 6.4%. Home values center near $319,600, an affordability ratio of 2.9× — accessible. On demographic stress specifically, 62025 scores 25/100. Roughly 8.6% live below the poverty line. Educational attainment sits at 53% bachelor's-or-above. Rent burden reaches 40% of tenant households. Owners hold 75% of homes, renters 25%. At $103,300, median income runs above typical U.S. levels. 36,156 residents call 62025 home, typically aged 37.

Overall 62025 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 62025's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 62025, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 62025's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 62025 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.