ZIP 62025 Property Distress & Foreclosure Data

Composite property distress in 62025 (Madison County, Illinois) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (44/100), institutional ownership (16/100), construction/permit lag (8/100). By contrast, construction/permit lag (8/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (69/100). The latent-versus-live split is 44/100 structural and 2/100 already moving.

The market reads peak — home values rose 4.0% year on year, and 24% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 14,314 housing units. The vacancy rate is 6.4%. A median home runs $319,600 here, or 2.9 times local income. On demographic stress specifically, 62025 scores 25/100. Roughly 8.6% live below the poverty line. About 53% have a four-year degree. Around 40% of renters are cost-burdened. The tenure split is 75% owner-occupied to 25% rented. Households earn a median $103,300 — above the roughly $78,000 national figure. About 36,156 people live here, median age 37.

Overall 62025 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.