ZIP 62001 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 62001 in Madison County, Illinois comes in at 20, a low composite-distress reading. What sets it apart are the readings on structural risk (44/100), institutional ownership (16/100), construction/permit lag (10/100). By contrast, construction/permit lag (10/100) and mortgage stress (7/100) register low. Latent structural risk is 44/100 while live distress already moving reads 2/100. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (68/100)).

Prices here sit in a peak phase: values rose 3.9% over the trailing year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 82% of homes, renters 18%. Roughly 8.3% live below the poverty line. The ZIP holds roughly 721 housing units. Around 33% of renters are cost-burdened. At $93,646, median income runs above typical U.S. levels. Around 22% of adults hold a bachelor's degree or higher. On demographic stress specifically, 62001 scores 24/100. Home values center near $218,100, an affordability ratio of 2.2× — accessible. Vacancy runs 7.5%. About 1,814 people live here, median age 49.

On balance, 62001 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 62001 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 62001 stays directly comparable to neighboring ZIPs and the rest of Madison County, Illinois. The score is rebuilt from public data as it updates, so 62001 reflects the current record instead of a stale or modeled snapshot.

The 20/100 figure for 62001 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 62001 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.