ZIP 62001 Property Distress & Foreclosure Data

DLRadar grades ZIP 62001 (Madison County, Illinois) at a low 20/100 for overall property distress. Property-level stress concentrates in structural risk (44/100), institutional ownership (16/100), construction/permit lag (8/100). By contrast, construction/permit lag (8/100) and mortgage stress (7/100) register low. On the structural side it scores 44/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (69/100).

The market reads peak — home values rose 4.0% year on year (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

The tenure split is 82% owner-occupied to 18% rented. Roughly 8.3% live below the poverty line. The ZIP holds roughly 721 housing units. Around 33% of renters are cost-burdened. Households earn a median $93,646 — above the roughly $78,000 national figure. About 22% have a four-year degree. On demographic stress specifically, 62001 scores 24/100. A median home runs $218,100 here, or 2.2 times local income. The vacancy rate is 7.5%. About 1,814 people live here, median age 49.

Overall 62001 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.