ZIP 62002 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 62002 (Madison County, Illinois) returns a low composite of 20/100. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (63/100)). What sets it apart are the readings on structural risk (43/100), institutional ownership (15/100), construction/permit lag (11/100). construction/permit lag (11/100) and mortgage stress (7/100) stay muted. Structurally it carries 43/100, against 2/100 of stress already in motion.

The market reads peak — home values rose 3.9% year on year, and 21% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 30,036 people live here, median age 42. A median home runs $118,900 here, or 2.0 times local income. On demographic stress specifically, 62002 scores 29/100. The poverty rate is 20.7% — high, a tax-stress and distress correlate. Vacancy runs 12.2%, above the national norm and a classic distress-and-opportunity signal. At $57,851, median income runs below typical U.S. levels. There are about 14,662 housing units across 62002. Educational attainment sits at 24% bachelor's-or-above. Owners hold 63% of homes, renters 37%. Rent burden reaches 41% of tenant households.

On the whole, 62002 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 62002 at the moment; the composite and its components are still built from verifiable public records.

The 62002 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 62002 stays directly comparable to neighboring ZIPs and the rest of Madison County, Illinois. The score is rebuilt from public data as it updates, so 62002 reflects the current record instead of a stale or modeled snapshot.

Behind 62002's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 62002 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.