ZIP 62074 Property Distress & Foreclosure Data

DLRadar grades ZIP 62074 (Madison County, Illinois) at a low 18/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (84/100)). On the structural side it scores 38/100, with 2/100 of stress already active. Property-level stress concentrates in structural risk (38/100), institutional ownership (13/100), construction/permit lag (11/100). On the quiet end sit construction/permit lag (11/100) and mortgage stress (6/100).

The peak-phase market in 62074 posted values that rose 4.1% over the year, and 1% lower over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 23% of adults hold a bachelor's degree or higher. 93% of housing is owner-occupied. At $88,450, median income runs above typical U.S. levels. The typical home is worth about $261,400 (3.0× income, relatively affordable). Around 52% of renters are cost-burdened. Population is roughly 1,236 with a median age of 44. The demographic-stress sub-score lands at 27/100. The vacancy rate is 5.8%. The poverty rate is 4.0% — low. The ZIP holds roughly 478 housing units.

Broadly, 62074 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.