ZIP 62074 Foreclosure, Tax-Lien & Distress Report
Madison County, Illinois · Distress market
DLRadar grades ZIP 62074 (Madison County, Illinois) at a low 17/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (84/100). Structurally it carries 37/100, against 2/100 of stress already in motion. Leading the profile are structural risk (37/100), institutional ownership (12/100), construction/permit lag (8/100). By contrast, construction/permit lag (8/100) and mortgage stress (6/100) register low.
Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 1% lower over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.
About 23% have a four-year degree. The tenure split is 93% owner-occupied to 7% rented. At $88,450, median income runs above typical U.S. levels. The typical home is worth about $261,400 (3.0× income, relatively affordable). Rent burden reaches 52% of tenant households. About 1,236 people live here, median age 44. On demographic stress specifically, 62074 scores 27/100. Vacancy runs 5.8%. 4.0% of residents fall below the poverty threshold. The ZIP holds roughly 478 housing units.
On balance, 62074 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 62074 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62074 can be compared directly against any other ZIP in Madison County, Illinois or nationwide. Where the record is thin for 62074, the field stays empty rather than modeled, and fills in as new documents post.
The 17/100 figure for 62074 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 62074 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 62074
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 62074 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Madison County ZIPs near 62074
Nearest ZIP codes to 62074
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Illinois distress
Other reports tied to Madison County, Illinois — ZIP, county and statewide.
Unlock the full ZIP 62074 acquisition report
Open 62074 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology