ZIP 62088 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 62088 in Macoupin County, Illinois comes in at 17, a low composite-distress reading. The latent-versus-live split is 35/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (85/100). What sets it apart are the readings on structural risk (35/100), construction/permit lag (19/100), institutional ownership (7/100). By contrast, institutional ownership (7/100) and mortgage stress (5/100) register low.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 16% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $145,800 (2.2× income, relatively affordable). There are about 3,145 housing units across 62088. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 82% owner-occupied to 18% rented. Around 21% of adults hold a bachelor's degree or higher. Households earn a median $66,066 — below the roughly $78,000 national figure. Population is roughly 6,482 with a median age of 47. DLRadar's demographic-stress index for the area reads 27/100. The poverty rate is 15.4%. Rent burden reaches 39% of tenant households.

Taken together, 62088 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 62088 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 62088 runs through one identical scoring model, so its 17/100 sits on the same scale as every other ZIP in Macoupin County, Illinois and the nation. Every figure is auditable to a public dataset and refreshed as records update; 62088 shows blanks, not estimates, wherever the record is sparse.

Behind 62088's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 62088 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.