ZIP 62009 Foreclosure, Tax-Lien & Distress Report

ZIP 62009's composite property-distress score is 19/100 - DLRadar classes that as low for Macoupin County, Illinois. Climate and flood risk are elevated too — climate & FEMA risk (79/100). Latent structural risk is 41/100 while live distress already moving reads 1/100. What sets it apart are the readings on construction/permit lag (65/100), structural risk (41/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 3.9% year on year, and 2% lower over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Rent burden reaches 35% of tenant households. 1,746 residents call 62009 home, typically aged 40. Roughly 20.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 26.6% — elevated. At $44,875, median income runs below typical U.S. levels. The ZIP holds roughly 1,103 housing units. Educational attainment sits at 11% bachelor's-or-above. On demographic stress specifically, 62009 scores 30/100. The tenure split is 69% owner-occupied to 31% rented. A median home runs $85,100 here, or 1.9 times local income.

Net-net, 62009 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 62009 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 62009 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 62009 reflects the current record instead of a stale or modeled snapshot.

62009's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 62009 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.