ZIP 62630 Property Distress & Foreclosure Data

ZIP code 62630 in Macoupin County, Illinois carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (64/100), structural risk (40/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (4/100) stay muted. The latent-versus-live split is 40/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (76/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $82,292, near the U.S. median near $78,000. Educational attainment sits at 29% bachelor's-or-above. Home values center near $147,200, an affordability ratio of 1.5× — accessible. The vacancy rate is 11.6% — elevated. 7.3% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 15/100. Around 0% of renters are cost-burdened. Owners hold 99% of homes, renters 1%. 783 residents call 62630 home, typically aged 45. The ZIP holds roughly 415 housing units.

On balance, 62630 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.