ZIP 62640 Property Distress & Foreclosure Data

In Macoupin County, Illinois, ZIP 62640 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 40/100 against active distress of 1/100. Its standout signals are construction/permit lag (64/100), structural risk (40/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (79/100).

The market reads peak — home values rose 4.1% year on year, and 35% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 3,342 people live here, median age 45. Households earn a median $64,438 — below the roughly $78,000 national figure. A median home runs $171,800 here, or 2.6 times local income. The tenure split is 71% owner-occupied to 29% rented. Rent burden reaches 30% of tenant households. Roughly 18.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 24.1%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 62640 scores 31/100. There are about 1,689 housing units across 62640. About 15% have a four-year degree.

Net-net, 62640 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.