ZIP 62640 Foreclosure, Tax-Lien & Distress Report
Macoupin County, Illinois · High Vacancy market
DLRadar grades ZIP 62640 (Macoupin County, Illinois) at a low 19/100 for overall property distress. Latent structural risk is 40/100 while live distress already moving reads 1/100. Property-level stress concentrates in construction/permit lag (65/100), structural risk (40/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Climate and flood risk are elevated too — climate & FEMA risk (79/100).
The market reads peak — home values rose 4.0% year on year, and 35% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 3,342 with a median age of 45. At $64,438, median income runs below typical U.S. levels. Home values center near $171,800, an affordability ratio of 2.6× — accessible. The tenure split is 71% owner-occupied to 29% rented. Rent burden reaches 30% of tenant households. The poverty rate is 18.5% — high, a tax-stress and distress correlate. Vacancy runs 24.1%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 62640 scores 31/100. There are about 1,689 housing units across 62640. Educational attainment sits at 15% bachelor's-or-above.
Net-net, 62640 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 62640's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 62640 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 62640's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 62640 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 62640’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 62640 Stress Report snapshot
The live 62640 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Macoupin County
More distress data near 62640
Keep going: ZIP, county and state distress coverage for Macoupin County, Illinois.
The complete 62640 distress and acquisition report
See who owns each distressed property in 62640, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology