ZIP 62012 Property Distress & Foreclosure Data

Jersey County, Illinois's ZIP 62012 registers 16/100 composite distress, which DLRadar reads as low. On the structural side it scores 36/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (44/100), structural risk (36/100), institutional ownership (11/100). institutional ownership (11/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 19% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $91,862, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 26/100. Owners hold 90% of homes, renters 10%. Around 46% of renters are cost-burdened. 6,496 residents call 62012 home, typically aged 42. The vacancy rate is 18.4% — elevated. Educational attainment sits at 18% bachelor's-or-above. Home values center near $168,600, an affordability ratio of 1.8× — accessible. 8.3% of residents fall below the poverty threshold. The ZIP holds roughly 2,859 housing units.

Taken together, 62012 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.