ZIP 62022 Foreclosure, Tax-Lien & Distress Report

In Jersey County, Illinois, ZIP 62022 scores 20 of 100 for composite distress, a low level on DLRadar's distress index. Structurally it carries 49/100, against 3/100 of stress already in motion. The pressure is most legible in construction/permit lag (99/100), structural risk (49/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (11/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (78/100).

The market reads peak — home values rose 3.9% year on year, and 8% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 454 housing units across 62022. Vacancy runs 20.5%, above the national norm and a classic distress-and-opportunity signal. About 1,073 people live here, median age 49. 75% of housing is owner-occupied. The demographic-stress sub-score lands at 21/100. About 8% have a four-year degree. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 0% of tenant households. The typical home is worth about $188,300 (1.6× income, relatively affordable). At $120,350, median income runs above typical U.S. levels.

Net-net, 62022 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 62022 at the moment; the composite and its components are still built from verifiable records.

The 62022 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 62022 stays directly comparable to neighboring ZIPs and the rest of Jersey County, Illinois. Nothing here is interpolated — where a source is thin for 62022, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 62022's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 62022 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.