ZIP 62028 Foreclosure, Tax-Lien & Distress Report

ZIP code 62028 in Jersey County, Illinois carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. The latent-versus-live split is 49/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (78/100). The most distinctive pressure shows up in construction/permit lag (99/100), structural risk (49/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (11/100) stay muted.

Prices here sit in a peak phase: values rose 3.9% over the trailing year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 515 housing units across 62028. A median home runs $170,900 here, or 2.7 times local income. Median household income is $62,656, below the U.S. median near $78,000. Educational attainment sits at 40% bachelor's-or-above. Vacancy runs 37.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 23% of tenant households. 1,098 residents call 62028 home, typically aged 22. The poverty rate is 17.1% — high, a tax-stress and distress correlate. The tenure split is 51% owner-occupied to 49% rented. On demographic stress specifically, 62028 scores 30/100.

On the whole, 62028 leans distressed, with opportunity clustered in specific stressed parcels. While 62028 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 62028's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 62028, the field stays empty rather than modeled, and fills in as new documents post.

62028's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 62028 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.