ZIP 62031 Foreclosure, Tax-Lien & Distress Report
Jersey County, Illinois · High Vacancy market
ZIP code 62031 in Jersey County, Illinois carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 48/100 against active distress of 3/100. Climate and flood risk are elevated too — flood (NFIP) exposure (79/100). The most distinctive pressure shows up in construction/permit lag (93/100), structural risk (48/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (11/100).
The peak-phase market in 62031 posted values that rose 3.9% over the year, and 22% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
A median home runs $118,800 here, or 1.4 times local income. Median household income is $91,250, above the U.S. median near $78,000. Vacancy runs 51.6%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 20/100. The tenure split is 94% owner-occupied to 6% rented. About 19% have a four-year degree. About 637 people live here, median age 52. The ZIP holds roughly 432 housing units. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 0% of tenant households.
On the whole, 62031 leans distressed, with opportunity clustered in specific stressed parcels. While 62031 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 62031 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 62031 shows as blanks, never estimates, and the score updates on every fresh public filing.
62031's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 62031 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 62031
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
62031 at a glance
A live read on 62031: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Jersey County
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Keep going: ZIP, county and state distress coverage for Jersey County, Illinois.
Unlock the full ZIP 62031 acquisition report
The full 62031 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology