ZIP 62031 Foreclosure, Tax-Lien & Distress Report

ZIP code 62031 in Jersey County, Illinois carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 35/100 against active distress of 3/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (79/100). What sets it apart are the readings on construction/permit lag (43/100), structural risk (35/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (11/100) register low.

The market reads peak — home values rose 4.0% year on year, and 22% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $118,800 here, or 1.4 times local income. Households earn a median $91,250 — above the roughly $78,000 national figure. Vacancy runs 51.6%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 62031 scores 20/100. The tenure split is 94% owner-occupied to 6% rented. About 19% have a four-year degree. About 637 people live here, median age 52. There are about 432 housing units across 62031. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 0% of tenant households.

Net-net, 62031 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.