Jersey County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jersey County, Illinois? DLRadar grades every Jersey County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Jersey County breakdown.
- Jersey County's most distressed ZIP is 62022 at 20/100.
- 11 ZIP codes tracked in Jersey County, averaging 19/100 distress.
- Jersey County reads peak — home values up 3.9% year over year.
- Vacancy runs 28.1% across Jersey County's tracked ZIPs, with a 11% poverty rate.
- The typical Jersey County home is worth about $153,318 against a ~$84,969 median income.
- Lending headwind in Jersey County sits at 62/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 62022 | 20/100 |
| 2 | 62028 | 20/100 |
| 3 | 62030 | 20/100 |
| 4 | 62031 | 20/100 |
| 5 | 62037 | 20/100 |
| 6 | 62052 | 19/100 |
| 7 | 62063 | 19/100 |
| 8 | 62079 | 19/100 |
| 9 | 62012 | 18/100 |
| 10 | 62035 | 18/100 |
| 11 | 62054 | 17/100 |
Most distressed ZIP codes in Jersey County (composite distress 0-100, 2026)
What is driving Jersey County distress
Jersey County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 19/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Jersey County market phase and pricing
Phase for Jersey County: peak (+3.9% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Jersey County
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Frequently asked
Which part of Jersey County, IL scores highest for distress?
ZIP 62022 leads Jersey County at 20/100, recomputed monthly from public records.
What stage of the price cycle is Jersey County at?
FHFA price-index movement places Jersey County in peak; prices are up 3.9% over twelve months.
How is the Jersey County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 11 Jersey County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Jersey County ZIP codes?
The county figure is a blend, not a description. Across the Jersey County ZIPs DLRadar ranks, scores run from 20/100 in 62022 down to 17/100 in 62054, against a Jersey County average of 19/100. Those 3 points separate the ZIPs worth working in Jersey County from the rest.
What do Jersey County home values and vacancy say about distressed supply?
The typical Jersey County home carries about $153,318 of value against a median household income near $84,969. Vacancy across Jersey County's tracked ZIPs runs 28.1% and the poverty rate is 11%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Jersey County's filings and its 62/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.