Jersey County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jersey County, IL distress report, 2026: 11 ZIPs scored in Jersey, IL, Jersey, IL average 19/100; the top Jersey, IL ZIP is 62022 at 20/100; Jersey, IL market phase peak, Jersey, IL prices +3.9% year over year.
- Jersey, IL ranks #435 nationally (opportunity index); Jersey, IL #2 in Illinois; Jersey, IL index 33.8.
- Jersey, IL: no CFPB county sample; Jersey, IL metro area reading 0.8%.
- Jersey, IL ZIP phases: 11 peak.
- Jersey, IL residential listings tracked: 9 across 8 ZIPs; Jersey, IL candidate listings 7.
- Jersey, IL lenders on watch: 5; largest Jersey, IL footprint Jersey State Bank (2 branches).
- Jersey, IL most distressed ZIP: 62022 at 20/100.
Jersey, IL figures: DLRadar distress index; Jersey, IL inputs: CFPB, FHFA, HUD, FDIC; Jersey, IL rebuilt as sources refresh.
| Rank | Jersey, IL ZIP | Score |
|---|---|---|
| 1 | 62022 | 20/100 |
| 2 | 62028 | 20/100 |
| 3 | 62030 | 20/100 |
| 4 | 62031 | 20/100 |
| 5 | 62037 | 20/100 |
| 6 | 62052 | 20/100 |
| 7 | 62063 | 20/100 |
| 8 | 62079 | 19/100 |
| 9 | 62012 | 18/100 |
| 10 | 62035 | 18/100 |
| 11 | 62054 | 18/100 |
Most distressed Jersey, IL ZIPs (0-100, 2026)
Mortgage delinquency around Jersey, IL
No CFPB county sample covers Jersey, IL; the metro area reading for Jersey, IL (St. Louis, MO-IL): 0.8% ninety-plus; Jersey, IL area thirty-to-eighty-nine 2.2% (December 2025, Jersey, IL); Illinois overall 1.1%.
Opportunity index: Jersey, IL
Jersey, IL index 33.8, Jersey, IL phase peak_opportunity; Jersey, IL primary driver vacancy, Jersey, IL second driver construction. Jersey, IL components: property stress 17.4, foreclosure pressure 17.6, listing discounts 39.8, bank stress 58.8, insurance 0.0; Jersey, IL pulse 37.9; Jersey, IL capital opportunity 27.6.
ZIP market phases inside Jersey, IL
11 Jersey, IL ZIPs carry a price-cycle phase; Jersey, IL ZIPs by phase (Jersey, IL), deepest drawdown first: peak, +3.9% YoY (Jersey, IL): 62012, 62022, 62028, 62030, Jersey, IL 62031, 62035, 62037, 62063, Jersey, IL 62079; peak, +4.0% YoY (Jersey, IL): 62052; peak, +4.8% YoY (Jersey, IL): 62054.
Residential listings by Jersey, IL ZIP
Jersey, IL ZIPs with the most tracked Jersey, IL residential listings: 62052 6 listings, 6 candidates, bank pressure 60; 62028 2 listings, 0 candidates, bank pressure 63; 62031 1 listings, 1 candidates, bank pressure 63; 62012 0 listings, 0 candidates, bank pressure 64 (Jersey, IL); 62022 0 listings, 0 candidates, bank pressure 63; 62030 0 listings, 0 candidates, bank pressure 63; 62037 0 listings, 0 candidates, bank pressure 63; 62063 0 listings, 0 candidates, bank pressure 62. Jersey, IL totals: 9 listings; Jersey, IL candidates 7; active ZIPs 1.
Lenders with branches in Jersey, IL
Jersey, IL lenders by branch count: Jersey State Bank (Jersey, IL): stress 70, 2 branches low in Jersey, IL; Carrollton Bank (Jersey, IL): stress 77, 1 branch low in Jersey, IL; Bank Of Calhoun County (Jersey, IL): stress 71, 1 branch low in Jersey, IL; Heartland Bank&Trust Co (Jersey, IL): stress 51, 1 branch low in Jersey, IL; Farmers State Bank (Jersey, IL): stress 44, 1 branch low in Jersey, IL.
Vacancy and permits, Jersey, IL
1,993 of 9,958 Jersey, IL housing units are vacant; Jersey, IL permits, twelve months: 15 multifamily units in Jersey, IL, 41 one-to-four unit units.
Work Jersey, IL at the parcel level
Every Jersey, IL parcel carries owner and address; every Jersey, IL parcel carries APN; Jersey, IL distress scores sit on the Jersey, IL live board.
Jersey, IL figures refresh with each source.
Jersey, IL questions
Most distressed ZIP code in Jersey County, IL?
ZIP 62022 leads Jersey, IL at 20/100; next in Jersey, IL: 62028 at 20/100; the Jersey, IL average is 19/100.
Where does Jersey County, IL rank for investment opportunity?
Jersey, IL is #435 among all ranked counties, #2 in Illinois; the Jersey, IL driver is vacancy; Jersey, IL moved up 107 places.
How many mortgages are delinquent in Jersey County, IL?
Jersey, IL takes the metro area reading of 0.8% for December 2025; no CFPB county sample covers Jersey, IL.
Which banks lend in Jersey County, IL?
5 watched lenders hold Jersey, IL branches; the largest Jersey, IL footprints are Jersey State Bank (2), Carrollton Bank (1), Bank Of Calhoun County (1).
More on Jersey, IL
Jersey County, IL distress report: public-record figures for Jersey, IL; not legal advice for Jersey, IL; not tax or investment advice; verify every Jersey, IL record before acting.