Jersey County, IL: Home-Insurance Distress & Forced-Sale Pressure
Jersey County, IL: 26/100 (moderate) home-insurance distress; Jersey, IL band LOW; Jersey, IL #1,846 of 3,222 counties; Jersey, IL #15 of 102 in Illinois; raw Jersey, IL 31.0; Jersey, IL coverage multiplier 0.85.
FEMA hazard, Jersey, IL: 0/100; Jersey, IL declarations, three years: none.
NFIP claims, Jersey, IL, three years: 3; Jersey, IL payouts $151,208; per Jersey, IL claim $50,403; Jersey, IL claim-stress 78/100.
Jersey, IL monthly score fell, 27 (March 2026) to 26 (October 2026); Jersey, IL by month: March 27, April 27, May 27, June 27 (Jersey, IL), July 27, August 27, September 27, October 26.
Jersey, IL components: NFIP claims 78; Jersey, IL retreat index 26; Jersey, IL climate multiplier 0.85.
Construction distress, Jersey, IL: 92/100 as of August 2026 (Jersey, IL: 26/100 one-to-four unit, 96/100 multifamily).
Jersey, IL ZIPs, June 2026 (Jersey, IL, 11 highest): score 0 (Jersey, IL), climate 73 (Jersey, IL): 62035; score 0 (Jersey, IL), climate 70 (Jersey, IL): 62079; score 0 (Jersey, IL), climate 55 (Jersey, IL): 62012; score 0 (Jersey, IL), climate 53 (Jersey, IL): 62063; score 0 (Jersey, IL), climate 29 (Jersey, IL): 62022, 62028, 62030, 62031, Jersey, IL 62037, 62052; score 0 (Jersey, IL), climate 20 (Jersey, IL): 62054.
DLRadar rescores Jersey, IL monthly; Jersey, IL readings join Jersey, IL foreclosure, lien and ownership parcels (Jersey, IL), so cost-squeezed Jersey, IL owners surface before listing.
Inside Illinois, Jersey County ranks 15th of 102 counties for home-insurance distress at 26/100; Kane County (27/100) sits just above Jersey County, and Jackson County (26/100) sits just below Jersey County.
Deterministic. Every Jersey County, IL signal traces to a public Jersey dataset (FEMA, NFIP, Census for Jersey, IL) · how insurance distress works in Jersey, IL · methodology
FAQ: Jersey County, IL insurance distress
What is the Jersey County, IL home-insurance-distress score?
Jersey, IL: 26/100 (LOW), #1,846 of 3,222, #15 in Illinois. FEMA hazard, Jersey, IL: 0/100; NFIP stress, Jersey, IL: 78/100; construction, Jersey, IL: 92/100; Jersey, IL rescores monthly.
Is Jersey County insurance distress getting better or worse (IL)?
Jersey, IL: 27 in March 2026; Jersey, IL: 26 in October 2026 (better); Jersey, IL NFIP claims score 78.
How many flood-insurance claims has Jersey County, IL had?
Jersey, IL: 3 NFIP claims, three years; Jersey, IL paid $151,208; per Jersey, IL claim $50,403; carriers reprice Jersey, IL against that record.
Which Jersey County ZIP codes carry the most insurance distress (IL)?
Jersey, IL, June 2026: 62035 at 0, 62079 at 0, 62012 at 0, 62063 at 0; Jersey, IL climate scores there: 73, 70, 55, 53.
Why does Jersey, IL insurance distress create sellers?
A Jersey, IL premium outruns the Jersey, IL budget; a carrier leaves Jersey, IL; Jersey, IL carrying cost passes plan; Jersey, IL owners sell while current; Jersey, IL insurance distress leads Jersey, IL foreclosure data.