ZIP 63386 Property Distress & Foreclosure Data

St. Charles County, Missouri's ZIP 63386 registers 28/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (93/100). The most distinctive pressure shows up in construction/permit lag (67/100), structural risk (63/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Structural exposure scores 63 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $157,000, an affordability ratio of 1.3× — accessible. Owners hold 95% of homes, renters 5%. 537 residents call 63386 home, typically aged 37. There are about 223 housing units across 63386. 1.7% of residents fall below the poverty threshold. Median household income is $125,313, above the U.S. median near $78,000. Vacancy runs 27.5%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. DLRadar's demographic-stress index for the area reads 17/100. Educational attainment sits at 21% bachelor's-or-above.

Taken together, 63386 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.