ZIP 63304 Property Distress & Foreclosure Data

St. Charles County, Missouri's ZIP 63304 registers 28/100 composite distress, which DLRadar reads as low. Structural risk reads 63/100 against active distress of 2/100. The most distinctive pressure shows up in construction/permit lag (67/100), structural risk (63/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (93/100)).

The peak-phase market in 63304 posted values that rose 4.0% over the year, and 18% higher over three years, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $351,000 (2.9× income, relatively affordable). At $114,124, median income runs above typical U.S. levels. 88% of housing is owner-occupied. There are about 16,690 housing units across 63304. Population is roughly 43,389 with a median age of 41. Around 48% of adults hold a bachelor's degree or higher. Vacancy runs 2.7%. The poverty rate is 4.0% — low. The demographic-stress sub-score lands at 24/100. Rent burden reaches 50% of tenant households.

On balance 63304 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.