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ZIP 63376 Foreclosure, Tax-Lien & Distress Report

St. Charles County, Missouri · Distress market

Composite property distress in 63376 (St. Charles County, Missouri) lands at 25/100 — low on DLRadar's public-record scoring. Its standout signals are structural risk (56/100), construction/permit lag (41/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (93/100)). On the structural side it scores 56/100, with 2/100 of stress already active.

The market reads peak — home values rose 3.9% year on year, and 22% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 3.1%. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. About 74,876 people live here, median age 41. Around 36% of renters are cost-burdened. Educational attainment sits at 39% bachelor's-or-above. Owners hold 83% of homes, renters 17%. Median household income is $94,921, above the U.S. median near $78,000. The typical home is worth about $275,400 (2.7× income, relatively affordable). DLRadar's demographic-stress index for the area reads 23/100. The ZIP holds roughly 31,168 housing units.

Overall, 63376 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 63376's 25/100 can be lined up against any neighbor in St. Charles County, Missouri or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 63376 reflects the current record instead of a stale or modeled snapshot.

63376's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 63376 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

25/100
Composite stress
56/100
Structural risk
2/100
Distress activity

ZIP 63376 distress signals, scored

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk94
63376 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

63376 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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St. Charles County ZIPs near 63376

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Each signal above is traceable to an open dataset · methodology

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