ZIP 63376 Property Distress & Foreclosure Data

Composite property distress in 63376 (St. Charles County, Missouri) lands at 28/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (67/100), structural risk (63/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (93/100)). On the structural side it scores 63/100, with 2/100 of stress already active.

The peak-phase market in 63376 posted values that rose 4.0% over the year, and 22% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 3.1%. The poverty rate is 4.5% — low. Population is roughly 74,876 with a median age of 41. Around 36% of renters are cost-burdened. Around 39% of adults hold a bachelor's degree or higher. 83% of housing is owner-occupied. At $94,921, median income runs above typical U.S. levels. The typical home is worth about $275,400 (2.7× income, relatively affordable). The demographic-stress sub-score lands at 23/100. The ZIP holds roughly 31,168 housing units.

On balance 63376 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.