ZIP 63385 Property Distress & Foreclosure Data

Composite property distress in 63385 (St. Charles County, Missouri) lands at 28/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (67/100), structural risk (63/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). The latent-versus-live split is 63/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (93/100)).

The peak-phase market in 63385 posted values that rose 4.0% over the year, and 20% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $111,851, median income runs above typical U.S. levels. The poverty rate is 4.9% — low. The vacancy rate is 2.6%. 86% of housing is owner-occupied. Around 39% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 24/100. Around 37% of renters are cost-burdened. The ZIP holds roughly 18,489 housing units. Population is roughly 50,420 with a median age of 37. The typical home is worth about $347,200 (2.9× income, relatively affordable).

On balance 63385 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.