ZIP 63332 Property Distress & Foreclosure Data

ZIP code 63332 in St. Charles County, Missouri carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (93/100). On the structural side it scores 63/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (67/100), structural risk (63/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 19% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 28% of renters are cost-burdened. 1,676 residents call 63332 home, typically aged 42. The ZIP holds roughly 651 housing units. Educational attainment sits at 30% bachelor's-or-above. 1.7% of residents fall below the poverty threshold. Owners hold 96% of homes, renters 4%. Median household income is $137,083, above the U.S. median near $78,000. Home values center near $385,400, an affordability ratio of 2.8× — accessible. DLRadar's demographic-stress index for the area reads 22/100. The vacancy rate is 4.1%.

Overall, 63332 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.