ZIP 63332 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 63332 (St. Charles County, Missouri) returns a low composite of 25/100. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (93/100). The latent-versus-live split is 56/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (56/100), construction/permit lag (41/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100).

The market reads peak — home values rose 3.9% year on year, and 19% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Around 28% of renters are cost-burdened. About 1,676 people live here, median age 42. There are about 651 housing units across 63332. Educational attainment sits at 30% bachelor's-or-above. The poverty rate is 1.7% — low. 96% of housing is owner-occupied. Median household income is $137,083, above the U.S. median near $78,000. The typical home is worth about $385,400 (2.8× income, relatively affordable). DLRadar's demographic-stress index for the area reads 22/100. Vacancy runs 4.1%.

On balance 63332 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 63332 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 63332 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 63332 stays directly comparable to neighboring ZIPs and the rest of St. Charles County, Missouri. Every figure is auditable to a public dataset and refreshed on ingest; 63332 shows blanks, not estimates, wherever the record is sparse.

Each component behind 63332 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. Practically, 63332 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.