ZIP 63366 Property Distress & Foreclosure Data

DLRadar grades ZIP 63366 (St. Charles County, Missouri) at a low 28/100 for overall property distress. Structural risk reads 63/100 against active distress of 2/100. Property-level stress concentrates in construction/permit lag (67/100), structural risk (63/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (93/100).

The market reads peak — home values rose 4.0% year on year, and 20% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $304,500 here, or 2.9 times local income. The tenure split is 81% owner-occupied to 19% rented. Vacancy runs 3.0%. On demographic stress specifically, 63366 scores 25/100. Households earn a median $98,237 — above the roughly $78,000 national figure. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. There are about 21,514 housing units across 63366. About 34% have a four-year degree. About 54,449 people live here, median age 39. Rent burden reaches 34% of tenant households.

Net-net, 63366 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.