ZIP 63389 Property Distress & Foreclosure Data

DLRadar grades ZIP 63389 (Lincoln County, Missouri) at a low 17/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (70/100). The latent-versus-live split is 39/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (39/100), institutional ownership (20/100), mortgage stress (8/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 14% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 2,673 housing units. 10.0% of residents fall below the poverty threshold. Home values center near $236,900, an affordability ratio of 2.4× — accessible. Educational attainment sits at 14% bachelor's-or-above. Around 30% of renters are cost-burdened. 7,159 residents call 63389 home, typically aged 39. Median household income is $92,646, above the U.S. median near $78,000. Owners hold 75% of homes, renters 25%. DLRadar's demographic-stress index for the area reads 26/100. The vacancy rate is 4.2%.

On balance, 63389 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.