ZIP 63387 Property Distress & Foreclosure Data

ZIP code 63387 in Lincoln County, Missouri carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (39/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. On the structural side it scores 39/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (70/100).

The market reads peak — home values rose 4.0% year on year (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 63387 scores 17/100. Around 0% of renters are cost-burdened. The ZIP holds roughly 29 housing units. About 0% have a four-year degree. About 96 people live here, median age 35. The tenure split is 79% owner-occupied to 21% rented. Roughly 4.2% live below the poverty line, a low share typical of higher-equity areas. A median home runs $96,700 here, or 1.0 times local income. Households earn a median $98,250 — above the roughly $78,000 national figure. The vacancy rate is 0.0%.

Overall 63387 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.