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ZIP 63348 Foreclosure, Tax-Lien & Distress Report

St. Charles County, Missouri · Distress market

In St. Charles County, Missouri, ZIP 63348 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Latent structural risk is 51/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (75/100). Its standout signals are structural risk (51/100), construction/permit lag (42/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100).

The market reads peak — home values rose 3.9% year on year, and 28% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

10,207 residents call 63348 home, typically aged 44. Households earn a median $106,458 — above the roughly $78,000 national figure. The typical home is worth about $386,200 (3.4× income, relatively affordable). The vacancy rate is 3.8%. 86% of housing is owner-occupied. Around 25% of renters are cost-burdened. The ZIP holds roughly 3,972 housing units. The poverty rate is 2.6% — low. DLRadar's demographic-stress index for the area reads 24/100. About 32% have a four-year degree.

Broadly, 63348 is a steadier market — the deals are the exceptions, not the rule. While 63348 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 63348 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 63348 stays directly comparable to neighboring ZIPs and the rest of St. Charles County, Missouri. The score is rebuilt from public data as it updates, so 63348 reflects the current record instead of a stale or modeled snapshot.

Each component behind 63348 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. The point of the 63348 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

23/100
Composite stress
51/100
Structural risk
2/100
Distress activity

ZIP 63348 distress signals, scored

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk88
Nine more distress signals are scored here

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 63348 distress snapshot

The live 63348 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in St. Charles County

Related reports across St. Charles County, Missouri

Additional distress intelligence spanning St. Charles County, Missouri by ZIP, county and state.

Unlock parcel-level detail for ZIP 63348

Every distressed parcel in 63348 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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