ZIP 63301 Property Distress & Foreclosure Data

In St. Charles County, Missouri, ZIP 63301 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (93/100)). The latent-versus-live split is 63/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (67/100), structural risk (63/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100).

The peak-phase market in 63301 posted values that rose 4.0% over the year, and 20% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $267,600 (3.0× income, relatively affordable). Around 28% of renters are cost-burdened. At $83,551, median income runs near typical U.S. levels. Population is roughly 51,625 with a median age of 38. The poverty rate is 6.8% — low. The ZIP holds roughly 22,896 housing units. Around 39% of adults hold a bachelor's degree or higher. 70% of housing is owner-occupied. The demographic-stress sub-score lands at 25/100. The vacancy rate is 6.8%.

On balance 63301 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.