ZIP 63303 Property Distress & Foreclosure Data

Composite property distress in 63303 (St. Charles County, Missouri) lands at 28/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (93/100). On the structural side it scores 63/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (67/100), structural risk (63/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 4.0% year on year, and 18% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Households earn a median $98,031 — above the roughly $78,000 national figure. The ZIP holds roughly 21,538 housing units. The tenure split is 75% owner-occupied to 25% rented. A median home runs $321,100 here, or 3.1 times local income. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 63303 scores 22/100. Around 27% of renters are cost-burdened. The vacancy rate is 4.0%. About 50% have a four-year degree. About 46,627 people live here, median age 41.

Net-net, 63303 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.