ZIP 63146 Foreclosure, Tax-Lien & Distress Report

In St. Louis County, Missouri, ZIP 63146 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (97/100). The pressure is most legible in structural risk (72/100), construction/permit lag (53/100), institutional ownership (49/100). By contrast, mortgage stress (21/100) register low. On the structural side it scores 72/100, with 6/100 of stress already active.

The peak-phase market in 63146 posted values that rose 3.9% over the year, and 19% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 59% owner-occupied to 41% rented. Vacancy runs 4.8%. Median household income is $85,724, near the U.S. median near $78,000. 6.7% of residents fall below the poverty threshold. Population is roughly 30,917 with a median age of 39. The ZIP holds roughly 15,480 housing units. Home values center near $301,700, an affordability ratio of 3.3× — accessible. Around 62% of adults hold a bachelor's degree or higher. Around 28% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 24/100.

On balance 63146 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 63146's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 63146 reflects the current record instead of a stale or modeled snapshot.

63146's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 63146 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.