ZIP 63074 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 63074 (St. Louis County, Missouri) at a moderate 32/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (97/100). The pressure is most legible in structural risk (72/100), construction/permit lag (53/100), institutional ownership (49/100). mortgage stress (21/100) stay muted. Structural exposure scores 72 and live distress 6 on the 0–100 scale.

The peak-phase market in 63074 posted values that rose 3.9% over the year, and 29% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $132,700 here, or 2.3 times local income. Rent burden reaches 36% of tenant households. Population is roughly 16,237 with a median age of 35. Around 18% of adults hold a bachelor's degree or higher. The vacancy rate is 3.5%. There are about 7,218 housing units across 63074. Owners hold 55% of homes, renters 45%. Median household income is $51,351, below the U.S. median near $78,000. The demographic-stress sub-score lands at 28/100. Roughly 12.8% live below the poverty line.

Net-net, 63074 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 63074 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 63074 read uses the identical public-record model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 63074 stays directly comparable to neighboring ZIPs and the rest of St. Louis County, Missouri. Nothing here is interpolated — where a source is thin for 63074, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

63074's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 63074 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.