ZIP 63132 Property Distress & Foreclosure Data

Composite property distress in 63132 (St. Louis County, Missouri) lands at 35/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (79/100), construction/permit lag (69/100), institutional ownership (56/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (64/100). The latent-versus-live split is 79/100 structural and 6/100 already moving.

The market reads peak — home values rose 4.0% year on year, and 19% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Households earn a median $84,034 — near the roughly $78,000 national figure. Roughly 10.2% live below the poverty line. On demographic stress specifically, 63132 scores 30/100. The vacancy rate is 3.1%. About 62% have a four-year degree. The tenure split is 56% owner-occupied to 44% rented. Around 31% of renters are cost-burdened. The ZIP holds roughly 6,294 housing units. About 13,953 people live here, median age 40. A median home runs $417,000 here, or 4.8 times local income.

Net-net, 63132 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.