ZIP 63144 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 63144 (St. Louis County, Missouri) returns a moderate composite of 32/100. The latent-versus-live split is 72/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (97/100). The pressure is most legible in structural risk (72/100), construction/permit lag (53/100), institutional ownership (49/100). mortgage stress (21/100) stay muted.

The market reads peak — home values rose 3.9% year on year, and 15% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $304,700, an affordability ratio of 3.0× — accessible. About 75% have a four-year degree. The vacancy rate is 5.4%. Median household income is $91,312, above the U.S. median near $78,000. There are about 5,163 housing units across 63144. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 60% owner-occupied to 40% rented. Rent burden reaches 25% of tenant households. About 9,580 people live here, median age 35. The demographic-stress sub-score lands at 21/100.

Overall, 63144 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 63144 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 63144 runs through one identical public-record model, so its 32/100 sits on the same scale as every other ZIP in St. Louis County, Missouri and the nation. The score is rebuilt from public data as it updates, so 63144 reflects the current record instead of a stale or modeled snapshot.

The 32/100 for 63144 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 63144 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.