ZIP 63139 Foreclosure, Tax-Lien & Distress Report

In St. Louis County, Missouri, ZIP 63139 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Structurally it carries 57/100, against 6/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (87/100)). Leading the profile are structural risk (57/100), institutional ownership (41/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (7/100) stay muted.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 15% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 60% of homes, renters 40%. At $74,749, median income runs near typical U.S. levels. There are about 12,457 housing units across 63139. Around 21% of renters are cost-burdened. The typical home is worth about $209,600 (2.7× income, relatively affordable). The vacancy rate is 9.2%. Around 49% of adults hold a bachelor's degree or higher. Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas. About 21,811 people live here, median age 36. The demographic-stress sub-score lands at 23/100.

On balance 63139 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 63139 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 63139 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in St. Louis County, Missouri and the nation. Nothing here is interpolated — where a source is thin for 63139, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 for 63139 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 63139 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.