ZIP 63108 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 63108 (St. Louis County, Missouri) lands at 26/100 — low on DLRadar's public-record scoring. Structural risk reads 57/100 against active distress of 6/100. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (87/100). Its heaviest discrete signals: structural risk (57/100), institutional ownership (41/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (7/100) register low.

The market reads peak — home values rose 3.9% year on year, and 8% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 15.7%, above the national norm and a classic distress-and-opportunity signal. About 64% have a four-year degree. Population is roughly 20,692 with a median age of 33. 27% of housing is owner-occupied. Households earn a median $56,933 — below the roughly $78,000 national figure. The poverty rate is 22.6% — high, a tax-stress and distress correlate. A median home runs $372,200 here, or 5.9 times local income. There are about 13,523 housing units across 63108. Around 41% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 41/100.

Taken together, 63108 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 63108 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 63108 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 63108, the field stays empty rather than modeled, and fills in as new documents post.

The 26/100 figure for 63108 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 63108 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.