ZIP 63108 Property Distress & Foreclosure Data

In St. Louis County, Missouri, ZIP 63108 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 72 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (87/100). Its standout signals are structural risk (72/100), construction/permit lag (59/100), institutional ownership (47/100). By contrast, mortgage stress (20/100) register low.

The market reads peak — home values rose 4.0% year on year, and 8% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 15.7%, above the national norm and a classic distress-and-opportunity signal. About 64% have a four-year degree. About 20,692 people live here, median age 33. The tenure split is 27% owner-occupied to 73% rented. Households earn a median $56,933 — below the roughly $78,000 national figure. Roughly 22.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $372,200 here, or 5.9 times local income. There are about 13,523 housing units across 63108. Rent burden reaches 41% of tenant households. On demographic stress specifically, 63108 scores 41/100.

Net-net, 63108 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.