ZIP 63107 Property Distress & Foreclosure Data

ZIP code 63107 in St. Louis County, Missouri carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (72/100), construction/permit lag (59/100), institutional ownership (47/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (87/100). The latent-versus-live split is 72/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 9% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $40,522, below the U.S. median near $78,000. 21.5% of residents fall below the poverty threshold. Home values center near $64,400, an affordability ratio of 1.4× — accessible. The vacancy rate is 36.4% — elevated. DLRadar's demographic-stress index for the area reads 32/100. The ZIP holds roughly 6,365 housing units. Around 34% of renters are cost-burdened. 9,082 residents call 63107 home, typically aged 44. Educational attainment sits at 13% bachelor's-or-above. Owners hold 43% of homes, renters 57%.

Taken together, 63107 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.