ZIP 63103 Foreclosure, Tax-Lien & Distress Report
St. Louis County, Missouri · High Vacancy market
Composite property distress in 63103 (St. Louis County, Missouri) lands at 26/100 — low on DLRadar's public-record scoring. Property-level stress concentrates in structural risk (57/100), institutional ownership (41/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (7/100). It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (87/100). The split runs 57/100 structural to 6/100 active on the ground.
The peak-phase market in 63103 posted values that rose 3.9% over the year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
There are about 6,273 housing units across 63103. Rent burden reaches 43% of tenant households. 25.8% of residents fall below the poverty threshold. 8,927 residents call 63103 home, typically aged 32. About 51% have a four-year degree. The demographic-stress sub-score lands at 43/100. The typical home is worth about $202,900 (5.5× income). The tenure split is 17% owner-occupied to 83% rented. Median household income is $37,500, below the U.S. median near $78,000. The vacancy rate is 13.5% — elevated.
Net-net, 63103 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 63103 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 63103 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in St. Louis County, Missouri and the nation. Nothing here is interpolated — where a source is thin for 63103, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 26/100 figure for 63103 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 63103 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 63103
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 63103 by the numbers
The live 63103 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
St. Louis County ZIPs near 63103
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Rules-based scoring — each signal ties to a public dataset · methodology