ZIP 63103 Property Distress & Foreclosure Data

In St. Louis County, Missouri, ZIP 63103 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (72/100), construction/permit lag (59/100), institutional ownership (47/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (87/100)). The latent-versus-live split is 72/100 structural and 6/100 already moving.

The peak-phase market in 63103 posted values that rose 4.0% over the year (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 6,273 housing units. Around 43% of renters are cost-burdened. The poverty rate is 25.8% — high, a tax-stress and distress correlate. Population is roughly 8,927 with a median age of 32. Around 51% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 43/100. The typical home is worth about $202,900 (5.5× income). 17% of housing is owner-occupied. At $37,500, median income runs below typical U.S. levels. The vacancy rate is 13.5% — elevated.

On the whole, 63103 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.