ZIP 63104 Property Distress & Foreclosure Data

DLRadar grades ZIP 63104 (St. Louis County, Missouri) at a moderate 32/100 for overall property distress. Structural exposure scores 72 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (87/100). Property-level stress concentrates in structural risk (72/100), construction/permit lag (59/100), institutional ownership (47/100). mortgage stress (20/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 10% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

18,701 residents call 63104 home, typically aged 38. Owners hold 48% of homes, renters 52%. Vacancy runs 10.4%. Educational attainment sits at 54% bachelor's-or-above. Home values center near $268,900, an affordability ratio of 3.6× — accessible. Rent burden reaches 38% of tenant households. 18.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 31/100. There are about 11,176 housing units across 63104. Median household income is $70,127, near the U.S. median near $78,000.

Overall, 63104 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.