ZIP 63109 Property Distress & Foreclosure Data

DLRadar grades ZIP 63109 (St. Louis County, Missouri) at a moderate 32/100 for overall property distress. Property-level stress concentrates in structural risk (72/100), construction/permit lag (59/100), institutional ownership (47/100). On the quiet end sit mortgage stress (20/100). On the structural side it scores 72/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (87/100)).

The peak-phase market in 63109 posted values that rose 4.0% over the year, and 15% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 6.2%. Population is roughly 25,743 with a median age of 41. At $71,563, median income runs near typical U.S. levels. Around 33% of renters are cost-burdened. The demographic-stress sub-score lands at 26/100. Around 52% of adults hold a bachelor's degree or higher. The ZIP holds roughly 15,066 housing units. The typical home is worth about $264,700 (3.4× income, relatively affordable). The poverty rate is 9.8%. 63% of housing is owner-occupied.

On balance 63109 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.