ZIP 63116 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 63116 (St. Louis County, Missouri) lands at 26/100 — low on DLRadar's public-record scoring. Its standout signals are structural risk (57/100), institutional ownership (41/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (7/100) register low. Latent structural risk is 57/100 while live distress already moving reads 6/100. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (87/100).

The market reads peak — home values rose 3.9% year on year, and 14% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $60,193 — below the roughly $78,000 national figure. Population is roughly 42,470 with a median age of 36. The poverty rate is 15.5%. Around 33% of renters are cost-burdened. Around 37% of adults hold a bachelor's degree or higher. 57% of housing is owner-occupied. Home values center near $174,100, an affordability ratio of 2.7× — accessible. The vacancy rate is 11.8% — elevated. On demographic stress specifically, 63116 scores 28/100. There are about 22,390 housing units across 63116.

Overall, 63116 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 63116 at the moment; the composite and its components are still built from verifiable public records.

The 63116 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 63116 stays directly comparable to neighboring ZIPs and the rest of St. Louis County, Missouri. 63116 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 63116 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. The point of the 63116 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.