ZIP 63120 Foreclosure, Tax-Lien & Distress Report
St. Louis County, Missouri · High Vacancy market
ZIP 63120's composite property-distress score is 27/100 - DLRadar classes that as low for St. Louis County, Missouri. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (65/100)). Its standout signals are structural risk (58/100), institutional ownership (40/100), construction/permit lag (22/100). construction/permit lag (22/100) and mortgage stress (20/100) stay muted. Latent structural risk is 58/100 while live distress already moving reads 6/100.
Prices here sit in a peak phase: values rose 3.9% over the trailing year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Population is roughly 7,227 with a median age of 34. Vacancy runs 32.3%, above the national norm and a classic distress-and-opportunity signal. There are about 3,996 housing units across 63120. Educational attainment sits at 8% bachelor's-or-above. 45% of housing is owner-occupied. Households earn a median $34,097 — below the roughly $78,000 national figure. A median home runs $53,500 here, or 1.5 times local income. Roughly 30.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 53% of tenant households. DLRadar's demographic-stress index for the area reads 37/100.
On the whole, 63120 leans distressed, with opportunity clustered in specific stressed parcels. While 63120 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 63120 runs through one identical scoring model, so its 27/100 sits on the same scale as every other ZIP in St. Louis County, Missouri and the nation. 63120 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 63120 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. In workflow terms, 63120 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 63120
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 63120 by the numbers
A live read on 63120: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent St. Louis County ZIP reports
Nearest ZIP codes to 63120
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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Rules-based scoring — each signal ties to a public dataset · methodology