ZIP 63120 Property Distress & Foreclosure Data

ZIP code 63120 in St. Louis County, Missouri carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (88/100). What sets it apart are the readings on structural risk (73/100), construction/permit lag (61/100), institutional ownership (47/100). By contrast, mortgage stress (20/100) register low. Structural risk reads 73/100 against active distress of 6/100.

The market reads peak — home values rose 4.0% year on year, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 7,227 people live here, median age 34. Vacancy runs 32.3%, above the national norm and a classic distress-and-opportunity signal. There are about 3,996 housing units across 63120. About 8% have a four-year degree. The tenure split is 45% owner-occupied to 55% rented. Households earn a median $34,097 — below the roughly $78,000 national figure. A median home runs $53,500 here, or 1.5 times local income. Roughly 30.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 53% of tenant households. On demographic stress specifically, 63120 scores 37/100.

Net-net, 63120 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.