ZIP 63140 Foreclosure, Tax-Lien & Distress Report

In St. Louis County, Missouri, ZIP 63140 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structurally it carries 72/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (97/100). Leading the profile are structural risk (72/100), construction/permit lag (53/100), institutional ownership (49/100). By contrast, mortgage stress (21/100) register low.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

350 residents call 63140 home, typically aged 24. A median home runs $84,100 here, or 1.9 times local income. The ZIP holds roughly 224 housing units. The tenure split is 28% owner-occupied to 72% rented. The vacancy rate is 19.9% — elevated. Rent burden reaches 34% of tenant households. About 42% have a four-year degree. DLRadar's demographic-stress index for the area reads 34/100. Roughly 42.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. At $43,438, median income runs below typical U.S. levels.

Net-net, 63140 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 63140 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 63140 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 63140 reflects the current record instead of a stale or modeled snapshot.

The 32/100 for 63140 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 63140 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.