ZIP 63369 Property Distress & Foreclosure Data

ZIP code 63369 in Lincoln County, Missouri carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (39/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (70/100). On the structural side it scores 39/100, with 2/100 of stress already active.

The market reads peak — home values rose 4.0% year on year, and 31% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Households earn a median $94,079 — above the roughly $78,000 national figure. About 2,984 people live here, median age 35. On demographic stress specifically, 63369 scores 31/100. Around 36% of renters are cost-burdened. Roughly 13.0% live below the poverty line. A median home runs $339,400 here, or 3.4 times local income. About 19% have a four-year degree. The vacancy rate is 0.6%. The ZIP holds roughly 1,065 housing units. The tenure split is 65% owner-occupied to 35% rented.

Overall 63369 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.