ZIP 63089 Property Distress & Foreclosure Data

Franklin County, Missouri's ZIP 63089 registers 30/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 66 and live distress 5 on the 0–100 scale. The most distinctive pressure shows up in structural risk (66/100), institutional ownership (48/100), construction/permit lag (46/100). mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), climate & FEMA risk (85/100).

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 35% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 85% of homes, renters 15%. 12.1% of residents fall below the poverty threshold. 5,930 residents call 63089 home, typically aged 36. There are about 2,354 housing units across 63089. Home values center near $212,300, an affordability ratio of 3.0× — accessible. Median household income is $70,981, near the U.S. median near $78,000. Educational attainment sits at 17% bachelor's-or-above. Rent burden reaches 32% of tenant households. Vacancy runs 4.2%. DLRadar's demographic-stress index for the area reads 27/100.

Overall, 63089 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.