ZIP 63089 Foreclosure, Tax-Lien & Distress Report
Franklin County, Missouri · Distress market
ZIP code 63089 in Franklin County, Missouri carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. Structural risk reads 63/100 against active distress of 5/100. Property-level stress concentrates in structural risk (63/100), institutional ownership (45/100), construction/permit lag (41/100). mortgage stress (18/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (85/100)).
Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 35% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.
85% of housing is owner-occupied. Roughly 12.1% live below the poverty line. 5,930 residents call 63089 home, typically aged 36. There are about 2,354 housing units across 63089. The typical home is worth about $212,300 (3.0× income, relatively affordable). At $70,981, median income runs near typical U.S. levels. About 17% have a four-year degree. Around 32% of renters are cost-burdened. Vacancy runs 4.2%. On demographic stress specifically, 63089 scores 27/100.
Overall, 63089 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 63089 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 63089 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 63089, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
63089's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 63089 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 63089 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 63089 Stress Report snapshot
The live 63089 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Franklin County ZIP reports
Nearest ZIP codes to 63089
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Missouri distress
Further distress data across Franklin County, Missouri at ZIP, county and state level.
Get the full acquisition report for 63089
Pull every distressed parcel in 63089 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology