ZIP 62095 Foreclosure, Tax-Lien & Distress Report
Madison County, Illinois · Affordable market
In Madison County, Illinois, ZIP 62095 scores 20 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (66/100). The sharpest non-environmental signals are structural risk (43/100), institutional ownership (15/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and construction/permit lag (7/100) register low. The latent-versus-live split is 43/100 structural and 2/100 already moving.
The peak-phase market in 62095 posted values that rose 3.9% over the year, and 17% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The tenure split is 70% owner-occupied to 30% rented. A median home runs $111,000 here, or 1.6 times local income. The demographic-stress sub-score lands at 26/100. Around 16% of adults hold a bachelor's degree or higher. About 10,780 people live here, median age 38. Roughly 12.5% live below the poverty line. Vacancy runs 10.0%. At $66,641, median income runs below typical U.S. levels. The ZIP holds roughly 5,316 housing units. Rent burden reaches 40% of tenant households.
Overall, 62095 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 62095 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 62095 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 62095 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 62095 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For an operator, 62095 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 62095’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 62095 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
More ZIPs across Madison County
Nearest ZIP codes to 62095
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Madison County, Illinois.
Unlock parcel-level detail for ZIP 62095
The full 62095 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology